EFTA Ltd is a Tanzanian finance company, specialized in serving small and medium enterprises and farmers. We focus on equipment loans of up to USD 100,000, with no collateral except for the equipment itself. EFTA is the first company in Tanzania seeking to employ financial leasing to boost employment levels in the country and bring business growth opportunities to the “missing middle”. Africa’s private sector is heavily made up of informal small enterprises that lack the formality and collateral requirements sought by commercial banks and therefore lack access to the finance
they require to grow their businesses.